Terms of Service for URCovered Services LLC

Effective Date: January 1, 2025

Welcome to URCovered Services LLC (“Company,” “we,” or “us”). By accessing or using our website www.urcoveredservices.com, booking our services, or purchasing digital products, you agree to comply with and be bound by the following Terms of Service. If you do not agree with these terms, please do not use our website or services.

1. Services Offered

URCovered Services LLC provides professional services including, but not limited to:

• Mobile and Remote Online Notarization

• Apostille and Document Authentication

• Real Estate Transaction Coordination

• Business Formation & Compliance

• I-9 Employment Verification

• Digital Products (eBooks, checklists, templates, and educational materials)

All services are provided in accordance with state and federal regulations.

2. Service Requirements

You agree to provide accurate, complete information when booking or engaging our services. Failure to provide necessary documentation or timely responses may result in service delays or cancellation.

3. Payment Terms

• All service fees are due at the time of booking or as otherwise agreed upon in writing.

• We accept payments via secure third-party processors (e.g., Square, Stripe, PayPal).

• Late payments or chargebacks may result in service termination or additional fees.

4. Cancellations & Refunds

• Cancellations must be made at least 24 hours in advance for a full refund (minus transaction fees).

• No refunds will be issued for digital products once downloaded.

• If services are rendered and completed, no refunds will be issued unless otherwise agreed in writing.

• Please see our Refund Policy for full details.

5. Client Responsibilities

You are responsible for:

• Ensuring all required parties and valid IDs are available at the time of notary services

• Providing accurate legal names and addresses for business formation

• Complying with document submission timelines for apostille or transaction coordination work

6. Intellectual Property

All content, digital downloads, course materials, and resources are the property of URCovered Services LLC. You may not reproduce, distribute, or resell our digital products without written permission.

7. Limitation of Liability

URCovered Services LLC is not liable for:

• Delays caused by third parties (e.g., shipping carriers, state agencies)

• Errors resulting from client-provided information

• Damages resulting from misuse of digital products or unauthorized advice

To the fullest extent permitted by law, our total liability for any claims arising from the use of our services or products shall not exceed the amount paid by the client for the service or product

8. Service Refusal

We reserve the right to refuse service to anyone for any reason, including but not limited to:

• Fraudulent activity

• Abusive behavior

• Noncompliance with legal requirements

9. Governing Law

These Terms are governed by the laws of the State of Iowa, without regard to its conflict of law principles.

10. Modifications

We may revise these Terms at any time. Continued use of our services and website constitutes acceptance of the updated Terms.

11. Contact Information

For questions about these Terms, please contact:

URCovered Services LLC

Email: info@urcoveredservices.com

Phone: 563-272-0018

Website: www.urcoveredservices.com